Are you a gambler? "No!" most people would say: "I don't go to casinos or play the lottery, or bet the horses." This is a good thing, since common sense tells you that the house always wins.
But, do you play the odds in other ways? This thought came to mind as I observed three young adults smoking cigarettes as they enjoyed an animated conversation outside a convenience store. They were young, apparently healthy people, not concerned about the consequences of their actions.